

Introduction
This Website is maintained by AG Investment
Holdings Limited (AG/I), as
a service to its customers and the general public
at large, and
is to be used for informational purposes only.
Please read these Terms of Use (Terms) carefully. If
you do not agree to abide by these Terms, please
do not use the AG/I website.
Use and Ownership of Materials
AG/I hereby authorizes you to make
a single copy of the materials published by
AG/I on this Website solely for
your personal and non-commercial use.
Any copy of the materials that is made must
retain all copyright and other proprietary
notices in the same form as the original. No
other use of the materials is authorized, and
this authorization terminates automatically if
you breach any of these Terms. Except as
specified above, nothing contained herein shall
be construed as conferring any license or right
under any patent, trademark, or copyright of
AG/I or any third party.
The materials (including the design elements) contained
in this Website are the
property of AG/I and are protected
in the UK, UAE and internationally by a variety of
laws, including, but not limited to, copyright
laws, trademark laws, and other proprietary
rights laws. Except as specifically permitted
herein or allowed under copyright law, no
portion of the materials on this Website may be
reproduced in any form, or by any means, without
the prior written permission of AG/I.
You are not permitted to modify, distribute,
publish, transmit, reproduce (by mirroring,
framing, or any other method), or create
derivative works of any material found on this
Website for any public or commercial purpose.
Revisions to Website Terms
AG/I may revise all or a portion of
these Terms at any time by updating this page.
You should therefore visit this page from time
to time to review the then-current and thus
binding Terms. Certain provisions of
these Terms may be superseded by expressly
designated legal notices located on particular
pages of this Website.
Trademarks
AG/I, the AG/I logo,
Sharing Thought, and other subsidiary logos and
their related tags are registered trademarks
(tm) and servicemarks (sm) of AG/I,
and are registered in UK, UAE and other
countries. Users are not permitted to publicly
use any of these marks without the prior written
consent of AG/I. Fair use of
AG/I's marks in advertising and
promotion of AG/I's services
requires proper acknowledgment. Other
trademarks, logos and service marks referenced
on this website are the property of their
respective owners.
Disclaimer
MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS"
WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY
KIND, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED
WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT
OF INTELLECTUAL PROPERTY, OR FITNESS FOR A
PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT
ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO
THE ABOVE EXCLUSION MAY NOT APPLY TO YOU IF YOU
ARE ACCESSING THIS WEBSITE FROM SUCH REGION.
Links to Third Party Sites
This Website contains links to third party
sites. Access to third party sites is at the
user's own risk, and AG/I is not
responsible for the accuracy or reliability of
any of the contents of these sites. It is up to
you to take appropriate precautions to ensure
that materials that you download from other
sites are free of such items as viruses, worms,
or other items of a destructive nature. AG/I provides these links merely as a
convenience, and the inclusion of the links does
not imply an endorsement by AG/I of
the sites.
Limitation of Liability
IN NO EVENT WILL AG/I OR ITS SUPPLIERS BE LIABLE
TO ANY PARTY FOR ANY DIRECT, INDIRECT,
INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES
BASED ON ANY USE OF THIS WEBSITE, OR ANY OTHER
WEBSITE TO WHICH THIS SITE IS LINKED, INCLUDING,
WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS
INTERRUPTION, OR LOSS OF PROGRAMS OR INFORMATION
ON YOUR OWN SYSTEM, EVEN IF AG/I IS EXPRESSLY
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
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At AG Investment
Holdings Limited (AG/I), we are keenly aware of
the trust you place in us and our responsibility
to protect your privacy. As part of this
responsibility, we let you know what information
we collect when you use our products and
services, why we collect it and how we use it to
improve your experience on our Website.
In accordance with
"The Guidelines for Government and Private
Sector World Wide Websites" issued by the
International Privacy Commissioner, Geneva,
AG/I provides the following
privacy statements.
Website Visit Data
AG/I and its Website's hosts, make
a record of your visit and logs the following
information for statistical purposes: the user's
server address, the user's top level domain
name, the date and time of the site visit, the
pages accessed and documents downloaded, the
previous site visited and the type of browser
used.
No attempt will be made to identify users or
their browsing activities except, in the
unlikely event of an investigation, where a law
enforcement agency may exercise a warrant to
inspect our service provider's logs.
Security of Information
Information supplied to AG/I via
this Website is held secure in our in-house
database and only used as set out below.
However, you need to be aware that
communications via the Internet are not entirely
secure and information you send to AG/I is not necessarily secure during the
transmission.
If you are concerned about sending
information over the Internet then alternatively
you can download the relevant form or use other
means to fax or
post it to us.
Collection of Personal Information
AG/I will only record your personal
details if you send them to us. This information
will be used only for the purpose for which you
have provided it and you will not be added to a
mailing list (except of course if this is the
purpose for which you have given it to
us).
AG/I does not on-sell any
information you send to us, but may from time to
time use it to update you of our own (or our
member firms' services).
Use of "Cookies"
Cookies are used on our Website but only to
store a session id that enables user tracking
(anonymously) from one page to the next. At
this time we do not track site usage via cookies
(but at server-end only) although we may do so
in the future. Use of cookies does not give us
access to your computer nor to your personal
information.
What is a Cookie?
A cookie is a tiny piece of text that a web
server gives to a browser the first time the
user visits the site and updates with each
return visit.
Cookies can store information such as user name
and password and what parts of the site were
visited. Accepting a cookie does not give access
to your computer nor to your personal
information. The web server saves the
information the cookie contains about the user
and the user's browser does the same (if it
supports cookies). There are two types of
cookies: temporary and log cookies. Temporary
cookies are required and tell the web server
which page to pull up next. Traffic log cookies
can show what pages are being used on a
particular website.
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Screen Resolution
Optimized for resolution of 1024x768 but lower
and higher resolutions will function as well
with 800x600 (and lower) requiring some scrolling. Ideal
viewing resolution is 1280x1024 and above.
Browser
Compatibility
The AG Investment Holdings Limited (AG/I) Website is compatible with
the most
popular Internet browsers and has been
specifically optimized for:
PCs using
Microsoft Windows and
Microsoft Internet Explorer 7.0+
Netscape Navigator 6.0+
Chrome 7.0+
Mozilla Firefox 3.0+
Opera 8.0+
Apple Macs using Mac OS
and
Apple Safari 4.0+
Microsoft Internet Explorer 5.6.1+
Mozilla Firefox 3.0+
Linux Platform
Mozilla Firefox
Opera
Apple iPads and
iPhones running
Safari Mobile
Printing
Netscape Navigator provides an accurate
rendering of a page in portrait mode. When
printing from Microsoft's Internet Explorer in
portrait mode, you may notice that data on the
right margin is omitted; therefore, we recommend
that you print in landscape mode from this
browser. Chrome, Safari and other browsers
provide a print preview, which you can use to
view how the final print will come out.
This Website is designed using a certain design
philosophy that has been retained throughout all
pages. Some (or all) parts of this Website may
not appear very suitable for reading when
printed on paper. To enhance the readability of
the printed form, you can try enhancing this by
enabling printing the background/colors or by
importing text into a word processor and
re-arranging font sizes and colors. These
specific modifications are allowed only for your
personal reading and not for any kind of
distribution to anyone as your own reformatted
version.
Adobe PDF Format Downloads
Some portions of the AG/I Website
offers the option of downloading files formatted
in Adobe's Portable Document Format (PDF). To
view these files, you will need the free Adobe
Acrobat Reader program release 3.0 or higher.
The latest version of the Reader may be
downloaded from Adobe's website, by clicking on
the button below:

Adobe Shockwave/Flash Player
Some portions of the AG/I Website
use Adobe Shockwave and Flash technology for animations. To view the complete
website, you will need the free Shockwave and Flash
players or plug-ins.
The latest version of these players or plug-ins may be
downloaded from Adobe's website, by clicking on
the respective buttons
below:


Tech
Support
If you experience any technical difficulties
accessing this website, please contact a member
of our
technical support staff* via the following telephone
numbers:
From within UK
07412 543 999
From within UAE
050 650 3588
From other countries,
use either of the following:
+44 (7412) 543 999
+971 (50) 650 3588
*Please note that members of our technical support staff
cannot assist you with any business or other
investment-related inquiries.
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